The model

Structure, stated plainly — including what is still undecided.

Interdependent Health is an emerging enterprise. This page describes the intended design, the principles that constrain it, and the questions we are actively working through.

Design principles

Constraints we intend to hold.

  • Members, not outside shareholders, should govern over time
  • Surplus is reinvested in care, cost relief, and member value
  • Prices and quality are disclosed to the people affected by them
  • Clinicians are partners in design, not vendors to be squeezed
  • Growth follows proof, market by market
  • No claim is made that cannot be evidenced

Development path

Three stages.

Stage one

Purchasing and navigation

  • Founding employers
  • Direct contracts
  • Navigation
  • Measurement

Stage two

Care partnerships

  • Primary care
  • Shared savings
  • Member services

Stage three

Member ownership at scale

  • Member governance
  • Broader capability
  • New markets

Open questions

Being worked through now.

Legal entity

Cooperative, benefit corporation, or a hybrid structure — the answer must fit multi-state healthcare regulation.

Capitalization

How founding capital is raised without compromising member control.

Membership economics

What membership costs, what it includes, and how ownership accrues.

Risk

Whether and when the enterprise takes on insurance risk, and under what license.

Governance

How member voice is structured alongside employer and clinician participation.

Interdependent Health is not an insurance company, a health plan, or a government program, and is not offering coverage or securities.

Questions

Frequently asked

What comes next

Have a sharper question than these?

We'd rather hear the hard version early. Bring it to us.