Interdependent Health
Healthcare works better when we are on the same side of the table.
We are building a member-owned healthcare enterprise: one organization that aggregates purchasing power, improves how care is bought and delivered, and returns the value created back to the people it serves.
An emerging organization. We are not currently enrolling members or selling coverage.
- People
- Employers
- Clinicians
- Care providers
- Public payers
Health
- Better care
- Lower cost
- Shared value
The problem
American healthcare is not short on money, effort, or talent. It is short on alignment.
Spending
~$4.9T
Annual U.S. healthcare spending, and rising faster than wages.
Employers
Half
Roughly half of Americans get coverage through an employer.
Households
Delayed care
Millions delay needed care because of cost, even when insured.
Patients, employers, and clinicians all want the same thing: good care at a fair price. The financial structure around them rewards volume, opacity, and churn instead. Interdependent Health starts by changing who owns the value that healthcare creates.
The approach
Aggregate. Improve. Share.
01
Aggregate
Bring people, employers, and clinicians together so healthcare is purchased with scale and intent rather than one fragmented transaction at a time.
02
Improve
Use that scale to contract directly, remove waste, support primary care, and make high-quality care easier to reach and easier to understand.
03
Share
Return the value created — better care, lower cost, and ultimately ownership — to the members who generated it rather than outside shareholders.
How it develops
Built in deliberate stages, not all at once.
Stage one
Purchasing and navigation
- Founding employer group
- Direct contracting
- Care navigation
- Transparent pricing
Stage two
Care delivery partnerships
- Primary care partnerships
- Quality measurement
- Shared savings
- Member services
Stage three
Member ownership at scale
- Member governance
- Lifetime membership
- Broader risk capability
- Multi-market expansion
Each stage has to earn the next. We would rather prove the model in one market than promise it everywhere.
Ownership
If members create the value, members should own the enterprise that captures it.
Ownership is not a marketing word here. It is a governance question: who decides what gets built, whose interests break a tie, and where any surplus goes. Our long-term intent is that those answers rest with members — individuals, and the employers and clinicians who stand beside them.
Continuity
Your payer changes many times in a life. Your membership shouldn't have to.
Age 24
Employer A
Age 32
Employer B
Age 45
Self-employed
Age 67
Medicare
Age 82
Medicare + other support
Interdependent Health membership
For employers
Self-funded employers go first.
Employers who bear their own healthcare cost have both the incentive and the leverage to change how care is purchased. We are assembling a founding group in Colorado.
For employers →For clinicians
Clinicians help design it.
A model that ignores the people delivering care will fail. Clinicians shape how quality is measured, how time is protected, and how care is coordinated.
For clinicians →Clarity
This isn't what you might assume.
- Not a political campaign
- An operating enterprise built by employers, clinicians, and members.
- Not a government program
- A voluntary organization working inside the existing system.
- Not a startup insurer
- A purchasing and delivery model first; risk-bearing only if and when it makes sense.
- Not a discount card
- Real contracts, real navigation, and accountability for outcomes.
- Not an investor-owned platform
- Governance designed to rest with members over time.
Join the movement
Be part of building this.
Tell us who you are and how you'd like to be involved. We'll share progress as the model develops.
Questions
Frequently asked
What comes next
We are early, deliberately.
The organization is being designed now, with the people it is meant to serve. There is room to shape it.